Partner Finance

We’ve partnered with Zuto, so buyers can come to you with a pre-approved loan, making sure you don't miss out on buyers who want to pay on finance. We’re regulated by the FCA to advertise Zuto finance, and buyers can start their application online via your ads. An expert from Zuto will guide them through the process and once the loan is approved, the finance company will pay you directly.

How it works

  1. Search results

    A monthly price is displayed along with the full price in search results.
  2. Finance calculator

    In your ads, buyers can personalise the deal by interacting with a finance calculator in your ads and apply to Zuto for finance.
  3. Finance agreed

    Zuto offer 100 finance products from 17 different lenders to find the best deal for your buyer.
How to handle the sale

Key stats

  • 100
    finance products available
  • 17
    different lenders
  • 97%
    of buyers would recommend Zuto

What our customers are saying

Anything that drives customers to our dealership is a good thing, whether it be through Zuto or otherwise. Independent Retailer

Frequently asked questions

We’ve partnered with Zuto, so buyers can come to you with a pre-approved loan, making sure you don't miss out on buyers who want to pay on finance. We’re regulated by the FCA to advertise Zuto finance, and buyers can start their application online via your ads.

If you’re FCA authorised, you can promote your own finance offers on Auto Trader to help you sell more vehicles on finance. Click here to find out more.

Click here for an easy guide on how it works, how to handle the sale and how you’ll get paid.

Zuto have a wide range of lenders on their panel. They currently work with 17 lenders, including: Paragon, Hitachi, Santander, Barclays, Creation, Startline, Private and Commercial Finance, Blue, Moneyway, Advantage, Moneybarn, Marsh / Conister & Cavendish, Billing, Amigo, The Funding Corporation, Alphera, Ratesetter.

Almost any. There are some lender-imposed restrictions placed on the vehicles customers can buy on finance through Zuto, but they don’t often stop people getting the vehicle they want. The usual lender stipulation is that the vehicle is not over ten years old and, in our experience, most people don’t want to buy a vehicle this old on finance anyway. However, if customers find themselves wanting a vehicle that’s a little out of the ordinary, such as a classic sports car, Zuto will work closely with their lender panel, and often find a lending solution.