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Car finance

Auto Trader's guides to car finance: find whether PCP, HP, CS or leasing is right for you.

Car Finance for Young Drivers
If you're a young driver or parent trying to understand car finance, let us help you understand everything you need to know.
Advice1 month ago
Here are all the car tax changes affecting drivers in 2025
Whether you’re a private car buyer, company car driver, or thinking about getting a pickup truck, here’s how tax rules will affect you in 2025.
Guide1 year ago
Credit brokers explained
Find out what a credit broker is and how they operate with car finance.
Guide1 year ago
Credit lenders explained
Find out what a credit lender is, how they operate with car finance, and how they make their loan decisions.
Guide1 year ago
Credit ratings explained
What is a credit rating and how does it affect the type of car you could buy? Let's dig into it.
Guide1 year ago
Car finance ruling: Full timeline and context explained
Explore the background and impact of the car finance ruling on Discretionary Commission Arrangements
News1 year ago
Applying for car finance in 10 steps
If you’re thinking about buying a car on a finance agreement, find out everything you need to before committing to a contract.
Guide1 year ago
GAP insurance explained: do I need it when buying a car?
Guaranteed Asset Protection (GAP) insurance may sound tempting, but is it worth signing up for?
Guide2 years ago
Should I Buy Or Lease A Car?
Buying or leasing a new car is an important financial decision and both options have their own advantages and disadvantages. Our guide explains the...
Guide2 years ago
What to look for in a PCP deal
The PCP – or Personal Contract Purchase – is a very popular way of buying a new car. Here are some of the best cars you can buy on a PCP deal.
Guide4 years ago
Returning a car: What to do if you've been sold a faulty car in 2026
Need to return a car you just bought? Don’t stress; these Statutory rights and advice on how to return should help you out.
Guide4 years ago
Annual Percentage Rate (APR) explained
Your guide to what APR interest rates mean for car buyers, what a good APR rate looks like, and how to find good deals on car finance interest rates.
Guide5 years ago
What is Personal Contract Purchase (PCP)? (2025 update)
PCP is one of the most popular types of car finance. Find out if you’re eligible, what you’ll be paying back each month and how to get great PCP...
Guide5 years ago
What is Hire Purchase (HP)? (2025 update)
With Hire Purchase, you can buy a new or used car in monthly instalments. Would this work for you? Our guide looks at the total cost, pros and cons,...
Guide5 years ago
PCP vs HP: Which Is Best For You?
Looking to buy a car on finance? Here, we compare the two most popular options: Hire Purchase (HP) and Personal Contract Purchase (PCP) on cost,...
Guide5 years ago
Should I buy a car with outstanding finance? (2026 update)
With more and more cars being bought on finance, it’s possible the car you’re looking to buy might have finance owing on it. Here's what you can do...
Advice5 years ago
Can I buy a car using a credit card? (2025 update)
We look at your options when it comes to buying a new car using a credit card, and whether it's worth considering.
Guide5 years ago
Bad credit and car finance
Bad credit doesn’t prevent you getting car finance. Here, we look at your car finance and leasing options if you have a bad credit rating.
Guide5 years ago
Finance quiz: Which type of car finance is right for you?
Finance is an increasingly popular way to buy a car. Rather than saving for months to buy a car outright, you can split the cost over monthly...
Guide7 years ago
0% Car Finance Deals 2025
Are 0% finance deals right for you? Find out if you're eligible 0% car finance deals, and whether you should apply for an interest-free car.
Guide7 years ago

Car finance

Car Finance for Young Drivers

Here are all the car tax changes affecting drivers in 2025

Credit brokers explained

Credit lenders explained

Credit ratings explained

Car finance ruling: Full timeline and context explained

Applying for car finance in 10 steps

GAP insurance explained: do I need it when buying a car?

Should I Buy Or Lease A Car?

What to look for in a PCP deal

Returning a car: What to do if you've been sold a faulty car in 2026

Annual Percentage Rate (APR) explained

What is Personal Contract Purchase (PCP)? (2025 update)

What is Hire Purchase (HP)? (2025 update)

PCP vs HP: Which Is Best For You?

Should I buy a car with outstanding finance? (2026 update)

Can I buy a car using a credit card? (2025 update)

Bad credit and car finance

Finance quiz: Which type of car finance is right for you?

0% Car Finance Deals 2025

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